California PV Installers - General Liability Insurance [RE-wrenches]

[solarpro at aol.com]

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In a message dated 2/25/2006 5:07:13 PM Pacific Standard Time, 
joeldavidson at earthlink.net writes:
What is preventing CalSEIA from soliciting insurance brokers for a group deal?


Joel:

I admit that I phrased my statement in such a way as to lead one to believe 
that CalSeia is reluctant to solicit brokers, which is not the case; it is 
simply a matter of prioritization. Each member of the board is a volunteer with 
other obligations and we have limited resources ($$$) to pursue all of our 
goals. Our collective attention has been captured and at times consumed by issues 
at the legislative and regulatory level. So, It's a little like telling a man 
whose pants are on fire that his shoe laces are untied when insurance costs and 
remedies are discussed.

We may eventually, I hope, evolve into more of a trade association, something 
that can offer its members some of the traditional benefits associated with 
such organizations.  I have considered that insurance is an area we should be 
trying to concentrate our efforts sooner, rather than later.  I often think 
that GL, its availability and cost, is our industry's Achilles' heel.  If 
carriers panic, we could, as a group, lose coverage, which would literally ruin our 
businesses.  

Dan Whigham mentions a class code ... 99080.. for solar energy contractor 
(thankyou).  Is this an older classification?  Is its designation or description 
mostly for plumbers?  How could I get more data on this?  I have so far been 
talking to broker after broker whose only true interest (no matter how 
avuncular) was to get me into a new policy.

Mr. O claims that the standards of insurance in Oregon are much higher than 
for us poor souls in California.  Second time in my life I've heard a reason 
for not pursuing my dream of settling in southern coastal Oregon and hanging my 
shingle.  

Patrick Redgate    
AMECO
In So Cal Since 1974
888.595.9570

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