Power Plant Liability Insurance [RE-wrenches]

[David Blecker]

John,

There shouldn't be any excess liability for the system as long as its installed to code.  It's no different than if the owner had a back-up generator on site or was taking electrical service from the utility at 480V and had high voltage distribution on the property.  His/her regular commercial liability policy should be suffcient to protect the owner's interests and at worst, the policy would need to have a rider or endorsement specifically covering on-site power generation.  

We've seen this red-herring too often although typically its used by the utility -- through onerous insurance requirements for much smaller RE systems than you're working with.  Seems like its time for the well-groomed amongst us to don suits and start making presentations at our respective state insurance industry meetings to dispel the myths and educate the companies.  

David

p.s.  25kW??!!  Way cool!!!


At 02:32 PM 10/1/2002 -0700, you wrote:
>Hi all,
>
>We just finished a 25 kW PV system for a private individual, located near a commercial greenhouse inside a private, yet accessible, fenced location.  As you know, with Sunny Boy's those arrays are operating at upwards of 350 VDC.  We plastered the whole area with "Danger - High Voltage" signs and stickers, to hopefully prevent the clueless from zapping themselves.  
>
>Our client is concerned about potential liability problems in such a worst case scenario.  His insurance company has no idea how to write such a policy.   Anybody out there have any experience with this?  Insurance company contacts or references would be much appreciated.  
>
>Thanks,  John.
>
>[Non-text portions of this message have been removed]
>
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